Account Manager II
Are you an experienced Commercial Account Manager or a Consumer Lender with small business or commercial experience, looking to elevate your career while achieving the perfect work-life balance? We have an exciting opportunity for you to succeed an established commercial portfolio within our dynamic branch. Who We Are: At VantageOne, we are neighbors helping neighbors. We have been helping our neighbors since 1944 when our first branch was opened in the North Okanagan. We are driven by a strong set of values that guide our actions and define our commitment to our members, clients, and employees. We are passionate about our Members and Clients, we are Action Driven to explore ways to innovate and simplify our member and client experiences, we take Ownership and are Accountable for our actions and we are always striving to Be the Best. In addition, we are dedicated to promoting Diversity, Equity, Inclusion, and Reconciliation (DEIR) in all aspects of our organization. Our mission is clear, we provide our communities with access to member-focused advice, high-quality financial services, and help our communities and employees grow.
What We Offer: Stable Hours: Monday to Friday, 8:00 AM to 4:18 PM – No evenings, no weekends. Seamless Transition: Step into a well-maintained portfolio, allowing you to hit the ground running. In-Branch Role: Engage with clients directly in a collaborative, supportive environment. Truly Local: Our branches are located exclusively in the North and Central Okanagan, allowing us to genuinely value and implement our employees’ insights and ideas. Guaranteed Compensation: Enjoy a steady income that isn’t dependent on sales targets. We offer a competitive base salary ($62,562.00 to $80,439.72 per year). Our compensation package includes a great benefits plan, paid vacation time, and RRSP contributions without requiring you to invest your own earned income. Career Growth: We welcome Consumer Lenders with experience in small business or commercial accounts, offering a chance to expand your expertise. Collaborative Environment: Thrive in our team-oriented work environment, where your contributions are valued and recognized. Make a Difference: Be part of a team that makes a positive impact on our members and in the community. This role is part of a bargaining unit which covers Main, North Vernon, Armstrong, and Arrow Lakes Branch locations. If you’re ready to advance your career while enjoying a fulfilling life outside of work, this is the opportunity you’ve been waiting for! What We're Looking For: The ideal candidate will have a strong grasp of financial analysis, budget management, asset and liability management, risk analysis, tax implications, liquidity management, and economic trend prediction. Advanced knowledge of consumer and commercial credit products is essential, as the position requires managing credit, loan approvals, financial statement analysis, and monitoring security. Additionally, a deep understanding of the competitive landscape, industry trends, and local market conditions is necessary, along with skills in sales and services to meet our commercial members financial needs. In addition the candidate requires a comprehensive understanding of accounting principles and practices, including accounts payable and receivable, knowledge of payroll processing, bookkeeping, and financial reporting to support the ongoing needs of our commercial membership. What You'll Do: Manage a credit portfolio of moderate-sized companies by completing credit reviews, and authorizing, renewing, or declining client requests. Responsibilities include analyzing and negotiating client needs for profitability and risk, processing loan applications and related documentation, and evaluating security and loan-to-value ratios. The role involves conducting credit investigations, granting various commercial and residential loans within approved limits, providing financial counseling, monitoring delinquent accounts, and staying updated on relevant regulations. The candidate will proactively contact members to identify additional sales opportunities, understand their financial needs, communicate product information, and build networks for referrals and business development. Additionally, participation in community events and maintaining knowledge of lending and deposit services are essential. To apply, please submit your resume and cover letter to HR@vantageone.net.
We welcome applications from all interested; however, only those selected for an interview will be contacted. For full role duties please see job description. About: Careers - VantageOne Credit Union
